加拿大信用卡及周边动态资讯精选

加拿大信用卡最新动态

  1. Rogers World Elite Mastercard 6月2日起的变化:要求年最低消费15k,即月均1250;仅美元消费可获得3%返现(其他外币无返现);其余加币消费一律1.5%返现;送Boingo Global Wifi。简评:此卡此前的everything 1.75% cashback确实是挺逆天的,但注定不会长久,所以这次调整可说“意料之外,情理之中”。和此前Brim Financial信用卡一样,Boingo WiFi实用性一般。笔者认为,单“年消费15k/月均1250”对一张不太可能用作日常的卡来说,就不太合理了;建议有卡的朋友尽快把cashback兑换掉后关卡,以免被认定为ineligible后cashback被清零;新申请也没太大必要了。作为替代,无货转部分可以使用STACK;非costco消费的部分,可以考虑无年费Tangerine (World) Mastercard三类2%;Costco部分,如果日常消费不多,很多Mastercard大概能提供约1%回报,就不必专门另外开卡了;对于大户,可以考虑MBNA Rewards World ELite Mastercard,最近还有不错的开卡奖励($300+50)。
  2. [Ends Jan 26] PC Financial – Get 75,000 bonus PC Optimum points when you’re approved for a new PC Financial Mastercard and make a purchase at a participating store. [Check it out]
  3. [Ends Feb 29] National Bank World Elite Mastercard – Get up to $480 cashback in the first year, on top of your eligible credit card’s benefits. [Check it out]
  4. [Ends March 9] HSBC World Elite Mastercard – Earn up to 40,000 Points PLUS a full annual fee rebate for the Primary Cardholder for the first year. [Check it out]
  5. [Ends March 2] TD Aeroplan Visa Infinite (Online Only) – Earn up to 30,000 Aeroplan Miles and first year no Annual Fee for the Primary Cardholder. [Check it out]
  6. [Ends Jan 31] GCR – Get $85 cash back rebate on Tangerine Mastercard/World Mastercard
  7. [Ends July 5] CIBC Aerogold Visa Infinite – Earn up to 35,000 Aeroplan Miles. Plus, get a first-year annual fee rebate! [Check it out]
  8. [Ends July 5] CIBC Aventura Visa Infinite – Earn up to 35,000 Aventura Points Plus, get a first-year annual fee rebate! [Check it out]
  9. [Ends Mar 31] WestJet RBC World Elite Mastercard – Get 250 welcome WestJet dollars + for a limited time, earn an additional 100 WestJet dollars when you make your first purchase in the first 3 months.
  10. American Express Canada发行American Express Business Edge Card [点击查看] 本站推荐指数:2/5
  11. Scotiabank American Express Gold改版,年费$120,买菜餐饮娱乐前50K返5%,加油交通流媒体订阅3%,其他情况1%,订酒店买机票租车等旅游项目有专享折扣,返现所得积分可用于抵扣旅行开支,境外消费无货币转换费。旅行保险全面。 [点击查看]
  12. RBC开始向Avion系列信用卡提供Mobile Device Insurance,符合条件的合约机、裸机均可受到保障 [T&C]
  13. [Ends March 2]#开卡奖励# Earn 10% in Cash Back Dollars on all purchases for the first 3 months up to a total spend of $2,000. Plus, don’t pay the annual fee for the first year. https://www.td.com/ca/en/personal-banking/products/credit-cards/cash-back/cash-back-visa-infinite-card/
  14. #开卡奖励# #史高# Scotiabank Passport Visa Infinite (30k+10k welcome bonus) – Earn 30,000 bonus points with your first $1,000 in everyday purchases in the first 3 months. Earn 10,000 bonus points when you spend at least $40,000 annually in everyday purchases.
  15. [Ends March 2] #开卡奖励##史高#TD First Class Travel Visa Infinite Card – Get up to 80,000 TD Points. Plus, get a full Annual Fee Rebate1 for the Primary Cardholder for the first year. [Apply Here]
  16. [Ends Mar 3] BMO Air Miles无年费MasterCard批卡首笔消费后可得500 Air Miles,前三个月累积消费满$1,000后额外再得500 Air Miles,合计1,000 Air Miles. 【Apply Here
  17. [Ends May 3]申请BMO World Elite MasterCard,免首年年费$150,开卡前三个月消费满$3,000可得35k欢迎积分,价值$240。【官网链接
  18. [Ends Mar 3]申请BMO AIR MILES World Elite MasterCard,免首年年费$120,开卡前三个月消费满$3,000可得3,000 Air Miles。根据以往经验看,BMO的开卡奖励都不能通过转卡获得。【官网链接

目前仍在进行的开卡优惠

  1. CIBC Aerogold Visa Infinite Privilege,年费$399,开卡前四个月花够$3,000得25,000+25,000 Aeroplan Miles,请量力而行。申请途径:https://www.cibc.com/en/personal-banking/credit-cards/all-credit-cards/aerogold-visa-infinite-privilege-card.html TD Aeroplan Visa Infinite Privilege亦有雷同Offer [Apply Here]
  2. #开卡奖励# American Express Marriott Bonvey联名卡的申请已更新,开卡奖励为60,000新万豪积分,要求前三个月花够$1,500不含年费。通过GCR申请可获得$50返现 【去GCR申请
  3. #开卡奖励# MBNA Alaska Airlines联名MasterCard的新变化:现在可以选择申请Platinum Plus普卡和WEMC,即不再根据提供的收入给卡;GCR对两张均提供$50 rebates。
    • Platinum Plus年费$75,完成开卡消费后得20k里程【去GCR申请
    • WEMC年费$99,完成开卡消费后得30k里程【去GCR申请
  4. [Ends May 3] #开卡奖励#申请无年费BMO Rewards MasterCard,下卡首刷即得10,000 BMO Rewards点数,开卡前三个月消费满$1,000再送10,000 BMO Rewards点数(合计20,000价值约$142)。BMO Rewards点数必须通过BMO平台预订才能使用。 https://www.bmo.com/main/personal/credit-cards/bmo-rewards-mastercard/
  5. #开卡奖励# RBC British Airways Visa Infinite下卡即得15k Avios点数,前两个月花够$5,000再得25k Avios,持卡一年后额外再送10k Avios,合计最多50k Avios。申请途径:http://www.rbcroyalbank.com/credit-cards/travel-credit-cards/british-airways-credit-card.html

其他相关资讯(开户奖励、积分促销、刷卡羊毛、注册羊毛)

  1. CIBC – Get a $100 Amazon.ca Gift Card. Plus, pay no monthly fee for up to 12 months† when you open a new CIBC Smart™ Account. [Check it out]
  2. [Ends Jan 31] RBC – Get $60 cash when you open a new eligible student bank account. [Check it out]
  3. [Ends Jan 31] RBC – Switch to RBC and Get Up to $300. [Check it out]
  4. Paytm将对使用信用卡付账单收费 交学费也能创造收益 Plastiq/PayTM简介
  5. #开户奖励# BMO – Earn $100 when you open a Premium/Performance chequing account online! Open your account by January 31, 2020 and set up direct deposit and pay one bill by February 29, 2020 to earn your bonus.
  6. Simplii Financial – 新老用户可以通过电话客服、营销邮件、online offer的方式获得2.8% promo interest on saving account. 利率持续到2020-4-30 [Check it now]
  7. B2B Bank – Accelerate your savings with 3.30% interest. (HISA rates as of August 12, 2019. All rates are subject to change at any time without prior notice. The applicable rate is paid on every dollar in the account. Interest rates are per annum.) [Check it now]
  8. Tangerine开户送现金奖励 完整教程指南
  9. [Expired] #开户奖励# You could get $300/350 when you open a Preferred/Ultimate Package and switch to Scotiabank. [Check it out]
  10. [Ends Oct 31] Simplii Financial开户奖励up to $200 https://www.simplii.com/en/special-offers/no-fee-chequing.html 首次使用国际汇款+订购外币现钞最高可获得额外130现金奖励【点击查看
  11. Manulife – Special offer: get one year of Amazon Prime on us with the All-In Banking Package [Check it out]
  12. [Expired] #开户奖励# Get $60 with a new CIBC Smart™ for Students account. [Check it out]
  13. [Expired] #开户奖励# Open a TD Unlimited Chequing Account or TD All-Inclusive Banking Plan and you could get $300. [Check it out]
  14. [Expired] #开户奖励# Get the Latest 10.2” iPad in Your Choice of Colour at No Cost. [Check it out]
  15. 通过邀请链接申请American Express商业白金卡,欢迎积分提高到75,000 Membership Rewards,消费要求相应增加至$7,000/3 months【点击申请
  16. [Expired][限大温哥华区]开设TD All-Inclusive Plan,完成以下其中两项,可得$500开户奖励【官方说明】:
    • 设置一项Direct Deposit,并于3.15前完成首笔存入
    • 3.15前做一次不低于$50的Bill Payment
    • 设置一项Pre-Authorized Debit,并于3.15前发生首次不低于$50的交易
  17. HSBC开户最多$700奖励【详情

Useful Links

这里主要提供两个第三方平台。通过这些平台提供的入口跳转到银行、信用卡公司网站完成信用卡申请,除了能获得信用卡本身的Welcome Bonus,这些平台也会提供一些返现。由于Offer更新频繁,下面直接提供平台链接,读者们可以自行查看。

Ratesupermarket https://www.ratesupermarket.ca/deals

Ratehub https://www.ratehub.ca/special-offers

申请加拿大信用卡可以获得返现的网站Great Canadian Rebates (GCR)

附1:五大行账户产品特点及月费简要比较

加拿大信用卡及周边动态资讯精选

最后更新:2020-1-22

原创文章,作者:MUNCNSTU,未经许可禁止转载。获得转载许可后,请注明出处:https://www.muncnstu.com/creditc/info/